Devbag Credit Souharda Sahakari Sangh Niyamita | Chittakula, Sadashivgad, Karwar

Personal Loan

For Your Needs, Dreams & Emergencies - We’re Here to Help

Life can bring unexpected expenses-be it a medical emergency, a wedding, education, travel, or home repairs. At Devbag Credit Souharda Co-Operative Ltd., our Personal Loan facility is designed to provide quick, hassle-free financial support when you need it the most.

With flexible repayment options, minimal documentation, and competitive interest rates (17% per annum), our personal loans are tailored to help you achieve your short-term and medium-term goals.

Key Features

✅ Loans available for personal, medical, or family purposes
✅ Attractive and transparent interest rates
✅ Fast processing with minimal paperwork
✅ Flexible repayment tenure up to 5 years
✅ Available for salaried and self-employed individuals
✅ No collateral required (unsecured loan)
✅ Top-up facility for existing loan holders

Documents Required

For Salaried Individuals:

Aadhaar Card & PAN Card
Latest 3 months' salary slips
Bank statement (last 6 months)
Recent passport-size photos
Employer ID / Employment certificate
Duly filled loan application form

For Self-Employed / Business Owners:

Aadhaar Card & PAN Card
Business registration proof (GST/Trade License)
Last 2 years' IT returns
Bank statements (6 months)
Passport-size photographs
Duly filled loan application form

Loan Details

Loan Amount: ₹25,000 to ₹5,00,000 (based on eligibility)
Repayment Tenure: 12 to 60 months
EMI options tailored to your income
Processing charges apply as per bank policy

Who Can Apply?

Salaried employees (private or government)
Self-employed individuals
Business owners
Pensioners (conditions apply)

Apply Today

Visit your nearest branch in Devbag, Sadashivgad, or Karwar, and our loan officers will guide you through a quick and transparent personal loan approval process, helping you meet your financial needs efficiently.