Devbag Credit Souharda Sahakari Sangh Niyamita | Chittakula, Sadashivgad, Karwar

Fixed Deposit (FD)

Secure Investment. Assured Returns. Peace of Mind.

The Fixed Deposit (FD) scheme at Devbag Credit Souharda Co-Operative Ltd. is the ideal choice for individuals who want to invest a lump sum amount and earn guaranteed returns over a fixed period. With attractive interest rates and flexible tenure options, our FD plans are designed to help you grow your savings safely and steadily.

Whether you’re planning for the future, retirement, education, or simply want better interest than a savings account, our Fixed Deposits provide security, stability, and peace of mind.

Key Features

✅ Attractive and competitive interest rates
✅ Flexible tenure options from 45 days to 10 years
✅ Interest payout options: quarterly / half-yearly / yearly
✅ Automatic renewal facility available
✅ Premature withdrawal facility (conditions apply)
✅ Nomination facility included
✅ Loan facility available against FD

Documents Required

Valid ID Proof: Aadhaar / PAN / Voter ID / Passport / Driving License
Address Proof: Ration Card / Utility Bills / Bank Statement
Passport-size Photographs: 2 copies
PAN Card: Mandatory for high-value FDs
Duly filled FD application form

Minimum Deposit & Tenure

Minimum FD amount: ₹1,000
No maximum limit
Special rates may be applicable for senior citizens and bulk deposits

Why Choose FD at Dwaraka Credit?

Trusted cooperative since 2019
Personalized and member-focused customer service
Secure documentation and timely interest payouts
Transparent policies and no hidden charges

Start Your Investment Today

Visit any of our branches in Devbag, Sadashivgad, or Karwar, and start your Fixed Deposit with confidence. Our staff will assist you through the entire process to ensure a smooth, transparent, and hassle-free experience.