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Business Loan

Build Your Business. We’ll Help You Fund It.

The Business Loan at Devbag Credit Souharda Co-Operative Ltd. is designed to provide financial support for entrepreneurs, small businesses, and growing enterprises. Whether you’re starting a new venture, expanding operations, or managing working capital, our loans offer flexible repayment options and competitive interest rates to help your business thrive.

Key Features

  • ✅ Competitive and transparent interest rates (17% per annum)
  • ✅ Flexible repayment tenure based on loan amount and business needs
  • ✅ Quick approval with minimal documentation
  • ✅ Personalized guidance from our expert staff
  • ✅ Loan sanctioned based on your business performance and repayment capacity
  • ✅ Joint loan options available for partners or family-owned businesses

Documents Required

For Proprietorship / Small Business Owners:

  • Aadhaar Card & PAN Card
  • Business registration proof (GST / Trade License)
  • Bank statements (6–12 months)
  • Income proof / IT returns (last 2 years)
  • 2 witnesses and 3 passport-size photographs
  • Duly filled loan application form

For Partnership Firms / Companies:

  • Partnership deed / Certificate of Incorporation
  • PAN Card of firm and authorized signatorie
  • KYC documents of partners or director
  • Bank statements and IT returns
  • Property or asset documents (if applicable)

Loan Amount & Tenure

  • Minimum loan: ₹1,00,000
  • Maximum loan: Based on eligibility and repayment capacity
  • Tenure: 1 to 10 years (customizable)
  • EMI options tailored to your business cash flow

Loan Usage Purposes

  • Business expansion or working capital
  • Purchase of machinery, inventory, or equipment
  • Office or shop renovation
  • Investment in new projects or branches
  • Balancing existing business debts

Apply at Your Nearest Branch

Visit any of our branches in Devbag, Sadashivgad, or Karwar, and our loan experts will guide you through a smooth, transparent process, ensuring your business gets the financial support it needs to grow and succeed.

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